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WRITING A COLD CHECK IS AGAINIST THE LAW!
Our new program puts the burden back on cold check writers and rewards businesses every day.
HOW IT WORKS!
A merchant receives a cold check from a customer and presents it to our office. Our office creates a complaint and a letter is mailed to the cold check writer together with a preprinted deposit slip instructing the check writer to make payment on the cold check at Fifth Third Bank within ten business days from the date of the letter.
The check writer then takes cash, certified check or a money order to the bank and pays the face amount of the check, in addition to the County Attorney's Fee and the Merchant's Fee.
Checks are distributed to Merchants twice monthly and a detailed report is attached for verification.
If the check writer fails to make good on the check within the 10 day period, the system notifies us that payment has not been made and prosecution begins immediately thereafter. The Merchant will be notified to come into our office to sign a criminal summons or warrant, depending on several factors. If the amount of the check exceeds $300, that crime is a Class D Felony. Otherwise, it is a Class A misdemeanor.
The Summons or Warrant is signed by the Judge and then submitted to the Sheriff's Office. The check writer now becomes the defendant. If a warrant is issued, the defendant will be arrested and given a court date. If the defendant is being summoned to court, a court date will be assigned. In both cases, additional expenses of court costs and service fees will be incurred.
IT'S THAT EASY!
Our office annually returns THOUSANDS of dollars to Merchants in Hopkins County. By using our free service to collect your due funds you will save time, money and the headache of dealing with a national collection.
Benefits to you, the Merchant:
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This program is completely FREE OF CHARGE.
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Merchant collects the face amount of the cold check.
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In addition, merchant collects 100% of the $25.00 merchant fee paid by the check writer.
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Receive recovered funds twice monthly.
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Tracks the process and status of the cold check in the system.
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Ease of Communication
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Eliminate your responsibility to collect!
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Continue offering checks as a payment option to your customers WITHOUT WORRY!
What law allows the prosecution of people who write bad checks? | 
